On the internet investing is growing tremendously from the past 10 years. A stock options trader must make use of a dealer to help get into their particular share requests.

First off, if you are going to "play" the Penny stocks, you should be trading the majority of them and not investing in them. You'll understand why shortly.

Penny stocks are normally those that have a share price of $5 or less, with many being under a penny. Those stocks that sell for less than a penny are called "subbers", as they are a sub-penny in value. Some actually trade in the hundredths of a cent.

The majority of the pennies and subbers trade don't trade on the higher exchanges, such as the NASDAQ or AMEX, but rather on the Pink Sheets or the Over the Counter Bulletin Board (OTCBB). This is due to them not meeting the minimum requirements of the higher exchanges, primarily because they are emerging, small companies in the development stage.

Before getting into the actual nitty gritty of the trades, you will need to meet your own requirements before trading:

- Most importantly, never trade with money you can't afford to lose! Read that again. Too many people take money out of savings, their paychecks, etc., that is needed for their daily expenses. The worst case is taking out a loan to "invest in a sure winner". Greed kills. Mortgage or rent goes unpaid, marriages suffer, etc.

- Find a broker that has online trading AND also will allow you to trade in penny stocks on the Pinks and OTCBB. Not all do, and you don't want to take the time to set up an account and find out later that you can't trade the penny stocks. Check first before signing up!

- You will eventually migrate to a trading forum board on the Internet and discover all sorts of great picks - not! The message boards are dangerous to your trading account for a variety of reasons. More to come on this below.

- Learn this term and apply it every time you think you want to buy a certain stock: Due Diligence, or DD. This involves researching everything you can find on the stock, and only factual, verifiable information. Some of the resources are the company's own web site, official press releases (PRs), web sites such as Yahoo Financial, The Pink Sheets, InfoQuotes, etc. One thing that is NOT DD is getting info from the message boards, unless there is a verifiable source.

- Have an entry point and an exit strategy. Don't buy into a buying frenzy, as the stock will most likely retrace down shortly after. Look for a good buying opportunity entry point. Decide on an exit point: how much do you want to safely make? You can put in a "stop" on your account that will normally automatically sell your shares if the price drops to the level you set your stop at. Some people want to risk only 30%, for instance, and set a stop for a 30% loss. A really good method is to use a "trailing" stop to lock in profits. If you set a trailing stop for 30%, as the share price climbs, your stop trails along behind the new share price.Message boards - these are very dangerous due to the anonymity of the people posting messages both for and against the stock. You have no idea who or what agenda the posters have. "Pumpers", who continually post outlandish positive claims that are outright lies or exaggerations, and "Bashers" who do the opposite, inhabit these forums. Their agenda is to drive the price per share up or down, depending on their particular agenda.

The amateurs, or "newbies", that sign onto these forums will wind up following the posters who tell them what they want to hear, regardless of reality. We all want our stocks to skyrocket, so we tend to listen those pumpers who satisfy our psychological needs and ignore the people that question not only the pumpers but also the company itself. A really good board will allow free discussion of both sides as long as the posters can substantiate their claims. Flame wars are all too prevalent on a lot of these forums, and should be avoided. It's nothing but noise and distraction. By the way, DD is NOT listening to a pumper or a basher on the boards!

I mentioned in the beginning that you should trade and not invest in these penny stocks. The land of pennies is littered with the victims of scam artists, both involving the companies themselves and people not affiliated with the company. You see, penny stock companies trading on the Pink Sheets have almost no responsibilities to the "investors" or to the SEC. They don't have to report their financial figures nor the number of shares authorized and outstanding. This leads to unscrupulous people who set up a penny stock company very easily and then issue millions, and sometimes billions, of shares. They then pump themselves on the message boards and give the false impression the company is going to make millions of dollars on something. The price per share goes up, people notice and start buying more, and the buying frenzy starts. But, the company CEO and his henchmen start selling into the frenzy, making a fortune. Guess what? You lose.

The other hazardous maneuver is the "group play". A few people get together, buy up tons of very cheap shares of a pink sheet company that's going nowhere. They then start pumping the hell out it on forums and sometimes emails to subscribers. The buying frenzy begins, people don't want to miss out and load up with more shares, and the scammers sell their shares into the buying frenzy similar to the CEO scenario above. They make a killing; the price per share starts dropping back to the original price or a lot of times below it. You lose. Again. Get the picture?

Bottom line: don't invest long term in these companies. Watch the trading patterns, get into one that starts going up, and take a quick profit and get out. Repeat this a number of times and you start building up your account. DON'T get emotionally involved or married to the stock. The vast majority of penny stocks go out of existence and leave the "investors" with worthless stock.

If you really feel that the company just might be a good long-term play, you should sell just enough shares when the price rises to get back your original cost. Then you have "free" shares riding for the long term. If it skyrockets in a year or two, you have a great profit that cost nothing. If it goes bankrupt, then who cares - it didn't cost you anything and you still have the original money to play other stocks.

Play it smart and learn everything you can from the tremendous resources available on the Internet. And good luck!

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Hover bike: Star Wars technology brought to life (VIDEO) — RT

A hover bike resembling the ones from &#39;Return of the Jedi&#39; has been developed by a US firm, bringing science fiction to life.

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Steps to make your own home Wheelchair obtainable. Properly one thing to determine would be the level that you will include.

If you've own a shed and have ever tried to lug your lawn mower or other heavy equipment into it, you know how back breaking this is. It's probably high time you build a ramp. It's easy to do and save you the strain of heaving that heavy stuff into your shed. You need a little skill with tools and few materials, so you can build a ramp yourself on the cheap.

Make your ramp wide enough to for the equipment you will be moving in and out of your shed. 3 feet is usually enough but I would make it as large as your door on your shed, or even 6 inches or so past the outside of your door.

Cut a 2x6 ledger equal to the width of the ramp. Rip the top so it is beveled to the angle of your ramp. Level the ledger so that its 5 inches below the floor of your shed. Drill three holes into the ledger board and attach it to the shed with 3/8 x 3 inch lag bolts. If you're attaching it to concrete, use ½ x 3 inch redheads.

Measure the height of the shed floor to the ground. For a proper slope that is easy to walk up and haul heavy equipment up, multiply your measurement by 8. For example if your floor to ground height is 10 inches, your ramp is going to be 80 inches long. Cut 3, 2x4 stringers about 6 inches or more longer than your ramps length. This way you have extra when you make your final cuts, so you don't cut your stringers to short.

Rest the 2x4's along the top of the ledger board. Using a square a straight edge, hold it tight against the outside of the ledger board and tight against the side of your stringer. Scribe a mark along the edge. This will be the angle you will need to cut all your stringers. Use the same method along the ground on the other side of your stringer. Cut to the lines and test fit. Once the test board is precise, use it as a pattern to cut the rest of your stringers.

Fasten the 2x4 stringers to the top of your ledger board, one on each end and one in the middle. Attach with 10d galvanized nails by toe nailing into the stringer below and to the sides of your shed. If you're butting against concrete, use tapcons to attach to the slab by periling and screwing in the tapcons.

Cut 2x6 decking boards for the top of the ramp. Measure the width of your ramp and cut your decking boards 1 ½ inches larger than the ramps width. An example is if your ramp is 3 feet wide cut the decking boards 37 ½ inches. This way the decking boards hang over the edges ¾ inches over the sides of your ramp.

Attach your decking boards from the top of the ramp to the bottom. Secure them using 8d galvanized nails or use no. 8 2 inch decking screws. Place each board tight against the other if you are using pressure treated boards, or space using a nail if you are using other materials besides pressure treated such as cedar or other rot resistant wood. The last board should be ripped on a bevel to make a nice transition between the ramp and the ground. You may place patio blocks at the front of the ramp or use gravel.

A nice ramp for all your hauling and equipment should now be complete. You can stain or paint the wood to match your shed. The ramp should last for years to come and save your back for years as well!

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What exactly is the Stock Market? It can be a great arranged process exactly where anybody as well as everybody can certainly both purchase or even promote their own stocks and shares or even gives

The Wall Street Stock Market has bounced back, after yesterday's sell-off. On February 27, the Dow Industrials plunged 416 points, causing unease among investors.

On Tuesday, February 17, the Dow dropped 416 points, which was 3.3 percent. This was the largest single-day point loss since the day the stock market reopened after the September 11, 2001 attacks, according the CNN.

Federal Reserve Chairman Ben Bernanke calmed investors after he told a House panel the the markets seem to be "working well" and are functioning normally. He also said that the sell off hasn't altered the Fed's view on U.S. economic growth.

After the Federal Reserved Chairman's remarks, the Dow soared more than 100 points.

The Fed Chairman allayed some fears of a slowdown in the in the U.S. and Chinese economies that brought on Tuesday's drop. There were remarks earlier in the week from former Fed Chairman Alan Greenspan, warned that a U.S. recession could take hold this year. Greenspans remarks may have contributed to Tuesday's declines.

A Commerce Department report that the U.S. economy grew at an annual rate of 2.2 percent in the fourth quarter. The reading of the gross Domenic product was slightly below expectations, but they were not as low as some investors feared they would be.

Bernanke's comments and the GDP report helped depressed stock prices look a little more attractive. "It's typical that you get a bounce back the next day,; said Joseph V. Battipahlia, Chief Investment Officer and Ryan Bect & Company "Now we're essentially flat on the year. Can we go up from here or down? That sorting-out process will continue now."

According to NASDAQ, Bernanke reassured investors, saying "there didn't seem to be any single trigger for Tuesday's sell-off. He also noted that financial markets "seem to be working well" and that there has been "no material change" in the Fed's expectation for the U.S. economy. In fact, he said today's downward revision of Q4 GDP is "More consistent with our overall view of the economy" than the original report and that there's a "reasonable possibility" that the economy will show signs of strengthening as the year progresses.

"The Fed Chairman also put to rest concerns about sub prime mortgage lending spreading into the broader economy and said he sees no liquidity problem. Both items contributed to yesterday's widespread panic, and have provided an added sense of comfort for bargain hunter believing the sell-off was overdone." According to NASDAQ

NASDAQ reported that Wireless Services were the day's best performing S&P Industry group. Investors applauded Sprint Nextel which showed a 33% rise in their fourth quarter profits.

The biggest gain in the Dow was by Proctor and Gamble, which soared nearly 4 percent. Pharmaceutical maker Merck rose 2 percent after raising its full year earnings forecast. American Express jumped 2.3 percent.

Home builder shares fell amid concerns about the housing slump. New home sales experienced their steepest plunge in 13 years in January, according to a government report. The rising glut of new houses on the market pushed prices lower.

The Commerce Department said gross domestic product, which is the nation's broadest measure of the nation's economic activity, rose 2.2 percent in the fourth quarter, versus an earlier estimate of 3.5 percent growth.

The China Shanghai Composite Index fell nearly 9 percent Tuesday. The China Shanghai Composite Index showed a recovery today, helping to boost U.S. stocks.

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Stocks with small price/book proportions as well as price/earnings proportions. Over time, value stocks and options include relished greater average results in comparison with progress stocks and shares (futures using higher price/book as well as P/E quotients) in many different international locations

Teaching kids about the stock market can be a real challenge. It is usually pretty difficult for parents to understand, so getting kids to understand it can be even more difficult. For those who homeschool, it may be easier to come up with a project that will help your child to better understand.

For this project you will first need to do a bit of research. When planning out your lesson plan you will want to get some monopoly money together to use with your project. You will also need to get your local newspaper that has a financial section that you can use for the project. Take the financial section of the paper and hang it up on a bulletin board. You will also want to do a bit of online research to find plenty of worksheets. You can visit websites like www.moneyinstructor.com. Here you will find some educational worksheets that will help you introduce the topic to the stock market.

When you have finished all of your research you will want to first go over the lesson with your child. Next you will give your child at least $100 to invest in a particular stock. Look through the financial section of the paper and have them pick out a stock that seems interesting to them. You can then have them give you the monopoly money for the number of stock that they want to purchase.

Basically, you the teacher, will be the investor working for your child. Each day you can check the particular stock to see if they have gained anything or loss anything. Have your child create a chart to show how the market has grown and how it has gown down. Since the stock market deals with points it should be very easy to track. This can be an ongoing project. At the end of each days lesson you can have them update the graph. At the end of a few weeks you can have them sell the stock and then they can be paid with the monopoly money for each point that it has grown. Remember that you can change this project to whatever will help your child to better understand how the entire process works. The key is to make the project as fun as possible so try to be creative with this project. What is really nice is that you can start and restart this project as much as you want.

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Precisely what is your Wall street game? It can be a good arranged system in which any person and also all people can certainly sometimes acquire or even advertise their own stocks as well as stocks

This article on how to manage a stock portfolio for beginners contains; research tips, important points in managing a portfolio, rules to trade by, recommended online brokers, and a checklist to follow for beginning investors at the end of the article. - Many investors choose to have a financial advisor to handle their stock and investment portfolio. As a financial advisor in training I would agree to this statement only because I would want your business. No investor needs a financial advisor. If you have over a hundred thousand dollars and would like to get involved in investing you should definitely seek some professional advice to protect your money. If you are an average working man/woman then you should try investing on your own. Anyone over the age of 18 can trade stock, and should. I have learned many valuable lessons (such as patience) through investing. Anyone can manage a stock portfolio. Anyone can drive a car also, but it doesn't mean you won't hit a tree or slide off of the road every once in a while. Successful investing takes discipline, skill, money, and lots and lots of research.

Best Places for Research (Free)
Practice makes perfect. Research and "mock" investing are the best ways to make sure you are headed in the right direction. Mock investing is fun and can lead to success in the actual stock market. Mock investing with research is the best "training" you can get to succeed. Don't underestimate the value of practicing before you take the plunge into actual investments. Here are two great free places to get started researching and mock investing.

Yahoo.com/finance
Yahoo Finance is my favorite place to create mock portfolios and track their performance. This is a good way to start before you invest actual money. You can enter in purchase prices of stocks and track your gains or losses. Yahoo provides free charts, company information, and more.

Motley Fool Caps
The place where the voice of the people reins king. User's rate stocks, give recommendations, and explain why the stock will soar or fall. A good place to find stocks to watch is the top rated section of Motley Fool Caps. I have found several solid companies from user recommendations. This site also allows a user to create a portfolio and tracks performance. You can compete in contests against all of the other users and their stock selections.

Invest Online
In the internet brokerage world it is very easy to setup an account, transfer funds, and purchase a portfolio worth of stock in a matter of days if not hours(2 recommendations for online brokers are located near the end of the article). After choosing an online stock broker you have the task of transferring money to your account which is extremely simple. Automatic transfers, direct deposit from your employer, and mailing a check are a few of the many options to fund your portfolio.

Important Points in Managing a Stock Portfolio

Learn How to Read Financial Statements
A very important part of researching companies to invest in is to read their financial statements. This seems like a long and boring task when all you want to do is get in the action and make some trades, but is necessary to become a successful investor. The U.S. Securities and Exchange Commission (SEC) provides a lot of information on it's website to beginning investors. There is a great article on Beginners' Guide to Financial Statements that gives a beginner a good understanding of financial statements and how to read them.

Track Company News & Earnings Reports
As a parent is concerned with his/her children's report card grades, an investor should be as concerned and interested in company news and earnings reports of stocks they hold. A piece of good news or bad news can change your entire investment within minutes. On yahoo finance you can set alerts for any news that comes out about one of your company's stock. Much like reading financial statements, learning what to make of earnings reports is not easy but very important. Here is a great article on how earnings reports are important, how they work, and how to read them.

Set Goals
Most investors don't enter the market for pure fun. Whether you're investing for your children's college fund or a new set of golf clubs write out your goals. If you are constantly reminded of why you are investing it will help keep your thoughts focused on your goals. It is good to set monthly and yearly goals. A goal I try to set for myself is to earn over 10% a year, which is considered to be the average return of stock investing.

Don't Repeat Mistakes
When I first started investing I focused my research and money on penny stocks. I now know that penny stocks are the most unpredictable investment (more like high stakes gambling). Investing in penny stocks in the world of financial investments is similar to playing Russian Roulette at your family board game night. Several trades into penny stock investing I quickly learned my lesson and lost my money.

The key to anything in life is learning from your mistakes. A good thing to do is keep a log of the bad investment choices and the good ones and refer to this oftern before making your next stock purchase. Even the best of us mistakes, but the best do not make the same mistakes again.

Get Over the Woulda Shoulda Coulda's
This is one that I am not personally capable of. Every day I think of opportunities missed and mistakes that cannot be reversed. The one that always gets me is Jones Soda (JSDA). I first purchased shares of JSDA at .25 a share. I put just $500 in the stock as I knew it was risky. Nearly a year later I sold all of my shares at $3 making a nice profit of $5500! There was no logical reason to sell but I did. A year and a half later the stock peaked at $30 a share!!! Its hard dealing with the fact that I missed out on $60,000 but it is something that is important to forget so you can move on and find the next great investment. Also this is a one in a million shot as most penny stocks fail and not flourish such as Jones Soda. Focus your regret on your research and not on "what if".

Rules to Trade By

Diversify
You know the saying "don't put all of your eggs in one basket". This rule applies heavily to investing. You want to invest in different sectors, different capitals (Large caps, small caps, etc.), and in different countries. A good plan is to find the top performing companies in each sector, country, and capital to track in a mock portfolio. Diversifying is important because at any given time a sector, or country can take a substantial hit that could severely damage your portfolio. An extreme example would be if you only owned oil companies and the world ran out of oil. If America is in a recession then focus in thriving countries around the world. Many companies from other countries are traded publicly in U.S. exchanges. You most certainly don't need one stock in every sector and/or country, but a decent mix will prove to be beneficial to your portfolio's value.

Think Long Term
If you are investing in stocks to become instantly rich, then you will soon learn that this is not an easy task. Even the best company's stock can suffer during a recession. Investing long term will help to balance out the bad times with the good times. Don't buy a stock because it will go up today, buy a stock because it will succeed over the next 10 years. If you think long term when making your selections, you are already ahead of most beginning investors.

Start with Large "Blue-Chip" Companies
The smaller the price the more volatile. If the price of a stock is low, that doesn't mean it's cheap, it means it's risky. Start with larger companies whose price is usually around $40-100 a share. There are exceptions to every rule and there are many small cap stocks that will skyrocket. But as you are beginning to learn the stock market, stick with the more established and hopefully stable companies.

Set Stop Loss
Unless you are investing with a very small and forgettable amount of money, you want to protect your equity. A good way to protect yourself from losing most or all of your investment is to set a stop loss. You should set a stop loss at a point where you would be losing 15-20% of your total investment. Although it is very important to invest for the long term and keep your money in your investments, a loss has to stop somewhere. I have had positions fall 60% in the matter of a week or two simply because I did not set a stop-loss. Then I face the tough challenge of whether to hold on and pray that it rebounds or sell and take a substantial loss.

Example: You buy Visa (V) at $75 a share. $75 divided by 1.15 (15 percent) is $65. In your portfolio next to the listing of Visa stock you would click on sell. When the sell screen comes up make sure to select sell limit (some brokers have a selection that says stop-loss, others don't). Once under sell limit you would simply enter $65. The trade will not happen unless Visa went under $65. The reason you want to do this is to protect your money in case of a major sell-off in that companies stock.

Don't Get Trigger Happy
My biggest problem when starting an investment portfolio at the age of 18 was making rash decisions and then changing my mind soon after making them. It got to the point where it didn't matter how good my trades were, my fees from excessive trades were more than I would ever make from stock performance.

Keep your positions to 20 or less to start with-
It is important to put a cap on your active positions. A good number for a portfolio is between 15-20 stocks. The 15-20 does not include mutual funds or ETF's that you may be holding for decades and do not actively watch. The stocks in your portfolio should be monitored often, and because of this it is important to limit your investments.

Recommended Online Brokers for Beginners

An online broker is the way to go. Stock investing online is cheap and simple. Actual brokers can charge upwards of $50 a trade. Online brokers leave most of the research and work up to you but offer easy simple trading at a very affordable price. Here are the two best online brokers for beginners based on my experience.

Scottrade- $500 account minimum is lower than average, $7 market trades. Scottrade has very good customer service and offices in most states where you are assigned a representative who can help you with any issues or concerns.

Sharebuilder- The best site for beginners hands down. No minimums and you can invest for only $4 a trade if you use the automatic investment plan. You can invest a certain amount in an investment instead of a certain number of shares. Depending on how you invest there are fees monthly or yearly.

Checklist
- Research first. You need to spend a significant amount of time researching stock trends, charts, and financial statements before investing.
- Mock trade. Set up a Yahoo Finance account, and create a portfolio and track the performance of stocks you pick.
- Set up an online broker account ( Scottrade, Sharebuilder, etc.) Research fees, trade limits, etc.
- Transfer money into account (Start with between $1000-5000 if available, until you get your feet wet)
- Research More! Check out ratings of companies on different financial websites. If you are sold on a company, try to find reasons it will fail. If you cannot find reasons it will fail then you may just have something.
- Start investing. Make a few trades and track them closely. If you make a few dollars, don't get excited get cautious and protect your investments with stop-loss trades.
- Monitor stocks at least twice a week, track news.
- Hold your positions. Don't profit-take unless there is something that warrants it. If negative company information is revealed, then protecting your equity by selling your stock is the right thing to do. Just be careful of selling your stock for no reason.

Now get started, have fun, and learn from your mistakes. The stock market can be overwhelming and has crippled many egos. Do your research and know why you are investing in a company before you hit the "finalize trade" button.

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It wriggles, it writhes, it explores your insides! The hardy Meshworm crawls like the real thing and could take on military tasks. Read this blog post by Tim Hornyak on Crave.

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Disadvantages involving trading inside anything stocks

Online stock trading means that anyone can take advantage of the opportunities available in stock investing. Online trading brings the market out of the brokerage firms and right into your home, via your computer. It's quite common for brokerages to offer access to online trading, making it affordable for most people. The do-it-yourself trader benefits from increased competition among online stock trading brokerages.

Learning the basic terms of the stock market is essential for the novice trader. Reading a quick reference guide will give the important definitions. Paying slightly more in commissions for the assistance and support of a broker or a trading information service is a smart move for a beginner to online stock trading. It's important to have a good understanding of trading before you attempt to save money with no-frills online trading firms that charge lower commissions. The low-fee trading firms do not offer any advice with regard to which stocks to buy or sell. With little experience in making good trading decisions, new traders might well find the amount they save by paying for a full-service brokerage is more than the amount they spend on the service.

Next, you will need to determine the strategy you will use in your online stock trading. A day trader spends many hours a day in their online trading. Do you have sufficient time to focus on that kind of trading? Or are you more interested in the convenience that you have with online trading, and only want to buy and sell on an occasional basis? Then a long term online stock trading strategy is what you want.

One group of people that would particularly benefit from online stock trading are those who want to be able to react to price changes quickly and instantaneously. Whether in town or traveling, online traders can maintain control over their investments whether they're day traders or long term investors. As a backup against losing connection with a trading site, some traders maintain accounts at two or three brokerages just in case. A broadband wireless access card will allow traders who travel frequently to get an Internet connection on their laptops.

With no broker to keep accurate records for them, the online stock trader will find they need to do this themselves. When it comes time to do income taxes, you'll want to have these records. A thorough review of trading records is also a good opportunity to identify mistakes and successes for use in future online trading.

Once you have some online stock trading experience under your belt, you'll be able to find better deals on commissions. Some online stock trading firms offer plans that involve traders paying a membership fee up front, and then lower fees per trade. Others discount fees if the trader constantly keeps a fixed amount of deposit on account. You'll also find that some sites reward frequent traders with free trades on certain days. This would come in particularly handy for day traders.

Online stock trading is inexpensive, simple, and easy. Beginning traders can try out stock trading from their home computer. Whether you're a financial wizard or a homemaker, anyone can get involved with online stock trading.

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Payne Campground on Lake Allatoona is one of nine campgrounds in Georgia run by the U.S. Army Corps of Engineers. Allatoona Lake is only 30 miles from Atlanta, offering a quiet peaceful getaway from the hustle and bustle of the city life. The lake draws over 13 million visitors every year in the form of campers, hunters, fishermen, swimmers and hikers. There are never a lack of jet skis, pontoon boats, house boats, and speedboats that dot the lake from sunrise to each gorgeous sunset on the lake. Allatoona Lake is the oldest multipurpose project from the U.S. Army Corps of Engineers' South Atlantic Division. The dam was completed and operable in January 1950 and designed at a cost of $31.5 million. It is located on the Etowah River, one of the tributaries of the Coosa River.

Payne Campground has both primitive and full hookup sites that are laid out in a long "hall" like structure with four circles of cul de sacs. There are three parking lots, one beach, one shower house, one dump station, and a boat ramp. It is a mid sized campground with nice spacious lots and they are well kept. There is plenty of park officials to keep the peace and quiet throughout, plus the majority of people that camp there, camp there often and therefore respect the environment of Payne Campground. Since it is a U.S. Army Corps of Engineers campground you can not stay longer than 14 days in this campground in a month or any of their campgrounds consecutively.

They have three sites that are double sites that they rent out together for a single price. These double lots are sites numbered 3/4, 15/16, and 24/25. The price of these double lots is $40 and come with water and electricity. These are just end lots that are too small to tight to be rented separately. These are good lots for those wanting more space to spread out, or for those that want to bring friends over.

Payne Campground allows 3 cars per campsite and a maximum of 6 visitors in addition to the registered camping party. Even with this generous allowance, the campsites never seemed crowded or closed in. It was a peaceful night due to the noise ordinance of quiet hours between 10pm and 6 am. They will lock up the gates at 10:30pm until they "re-open" the campsite at 7am. Your checkout time at this campground is a very reasonable 3pm.

Campground sites:
Sites without water or electricity: 44-54
Sites with water and electricity: 1-43, 55-60
Sites with water, electricity, sewer: 59 & 60
Handicap access: site 58
Sites 1-2, 3/4, 6, 13-14, 15/16, 17-23, 26-42, 55-57, 59, 60 are reservable
60 sites all together
18 Premium/Waterfront Sites

Site Fees:
Double lots: $40
Sites with water and electricity $20
Sites with water, electricity, sewer $24
Sites without water or electricity $14
Premium sites $22
Visitors to registered campers $4

For More Information:
Lake Information: 678-721-6700
Reservations: 1-877-444-6777
Lake Level Information: 770-386-0549

Getting To Payne Campground:
From I-75, take Exit 277, go E on GA Hwy 92, approx. 2 miles, turn left onto Old Alabama Road to dead end, turn right onto Kellogg Creek Road and follow l-l/2 mi. Entrance to campground will be on the right.
Payne Campground (Allatoona Lake)
PO BOX 487
CARTERSVILLE GA 30120-0487

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